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13Oct/090

Retired early … and getting scared

Question: I had the good fortune to be able to retire early at age 52, but last year's market meltdown has made me rethink the decision. I may still be okay, but I don't have the same level of certainty I once had. My question is this: How will Social Security be calculated for me and how does the fact that I haven't worked the last few years fit into the calculation? --Jack Ford, West Newbury, Mass.

CNNMoney.com

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8Oct/090

How much you’ll need in retirement

Question: I always heard that you will need 80% or so of your working to live on in retirement. But is that a percentage of your gross income or your take-home pay? --Mary Taylor, Chalfont, Pennsylvania

CNNMoney.com

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